Bell Auto Blog

Regular Auto Service is Important

Feb 012012

First of all, most people who own or drive a used car in North York know a little about auto service shops, but for those who are just now owning their first vehicle, you’ll find a few tips below.

When it comes to servicing your vehicle there are many points that need to be done, but if you can just make sure you take care of a few of them, you’ll know your vehicle well enough to know when something is not quite right.

Most of the time you can do quite a bit of the service and maintenance yourself. Especially when it comes to checking things out on a regular basis. You’ll want to check several items every 500 miles or so, more if your used car in North York is older.

Look to checking the oil regularly, especially if you notice a sudden drop. Running out of oil can be very detrimental to your engine, and can actually cause your engine to fail. Get to know your vehicle and what kind of oil use it has, then top it off regularly with mechanic recommended oil.

Another area to keep an eye on is the water and antifreeze level. You don’t want over heating problems so making sure you have the right amount of antifreeze mixed with water is important. Without it, not only can you over heat but you can also freeze the block of your engine, causing it to crack. Get a tester, and make sure it’s the proper mixture.

Of course, all of the fluids in your used car in Toronto need to be checked especially if you notice that your clutch is not responding properly. This can be caused by low hydraulic fluid. If you’re steering wheel is pulling or you hear a squealing when turning, you may need to check your steering fluid. Auto service is not difficult if you just check on things once in a while.

You may also want to keep an eye on your tires. Not only do you want the air pressure at the proper amount, but you also want to make sure it’s not too high either. Look for bald spots, cracking, uneven wear, and of course, the correct depth in the tread. All of these problems can cause tire failure and of course, uneven where means a suspension problem somewhere.

If you learn how to check all of these items yourself, when it comes to auto service not only will you save money, but you’ll be aware of a problem before it becomes a part failure. Older vehicles need these items checked more often than newer, but remember, your warranty on your newer vehicle can become null and void if the vehicle is not serviced regularly.

If you’ve found a problem with the vehicle, then it’s time to look for a professional auto service company. Make sure they have a good reputation for fairness, and that they have your best interest at heart. While most repair shops don’t last long if they are not good at what they do, you still want the best you can afford.

Used Cars - How to Trade In Your Vehicle at a Dealership

Used Car Dealer North York, Used Cars North York No Responses »

Jan 032012

Are you considering getting rid of a used car in North York? If you are, trading it in at a dealership could benefit you! Not only will you reduce the payment on new car, you will receive a proportional tax credit. Here are some additional ways to make your trade even more beneficial to you.

Benefits of Trading In at A Dealership

There are three specific reasons why you might want to trade in your car at a dealership:

1. Get Cash for Your Used Car in North York.

If you are thinking about buying another car from a private seller, you will want someone to give you cash for the used car that you have. The dealership will often provide a quote to buy the car directly from you. They are frequently looking for quality used vehicles that are in good condition. Let the experts tell you how much they are willing to pay for your used car or truck so that you can consider that as an option.

2. Avoid Countless Calls

If you are thinking about sell your vehicle yourself (instead of trading it in) you will need to advertize. Whether you are using an online listing or the newspaper, you have to be ready to receive countless phone calls and emails from people asking a multitude of questions. Not only is there the strong possibility that you will be bogged down responding to these inquiries, but you may find the encounter not as easy as you would like. Frequently, callers ask questions for which you may not have a ready answer. This could cost you the sale or take up a great deal of your time to provide the information they need.

3. Increase Safety For The Buyer

When trading in at a dealership, every used car is checked thoroughly for problems and fixed accordingly. Some of the things they review… in order to ensure the vehicle is safe and in good condition include:

Radiator
Brakes
Transmission
Power steering

It is a big relief to know that whoever buys your used car in North York will not have major problems!

What You Can Do When Trading In A Used Car

Again, there are three things you will want to do to prepare for trading in your vehicle.

1) Always make sure to fully clean and detail your used car or truck and remove all personal items. A tidy automobile makes a great impression. You may get a greater amount for your trade in as well!

2) Know the condition of your car. Be honest with yourself. If you understand the vehicle’s strengths and weaknesses, you will be able to convey these points to the dealer to increase the car’s worth.

3) Before trading in your automobile, determine your vehicle’s value using a Blue Book listing. This will give you the trade-in and retail values for a vast variety of vehicles and vehicle conditions.

Now you will be in a great position to get the most value out of your trade-in at the dealership. Visit Bell Auto, your used car dealer in North York today at www.bellauto.ca/

Auto Finance and Leasing - The Differences

Auto Loans North York, Car Loans North York, Used Cars North York No Responses »

Dec 052011

Buying a new car is exciting. Even if your budget is limited, there are lots of models and options to choose from. You can spend days and even weeks having fun while deciding what you want to buy. Once you have made this decision, most people then start to look at the auto finance options. This is not fun and folks tend to rush through the process, focusing on the monthly installments and the duration of the loan. They usually choose what they consider the cheapest. But auto finance is a complex issue with a lot of variables to consider. Let’s look at the pros and cons of the first choice you have to make – buying or leasing a car.

OWNERSHIP: When you take a loan and buy a car, it becomes your property, subject to the installments being paid on schedule. You can use the car how and as much as you want. The installments you pay cover the full cost of the car as well and the interest being charged on the car loan in North York. When the loan is finally paid off, your relationship with the leader ends and you can do what you like with your car. Leasing does not confer these rights on you. When you lease a car, you do not get ownership of the car. What you get is the right to use the car for the period of the lease. You are only paying for the use of the car (which includes a projected monthly mileage) and the depreciation the car will attract during the period of the lease, plus some usage charges. At the end of the lease period you have the option of returning the car to the leasing company or paying the residual value and keeping the car. Leasing is often a popular form of auto finance with professionals who can get some tax write off on the lease payments.

INSTALLMENTS: When buying a car your monthly installment covers the complete cost of the car, interest charges. When leasing, your monthly payments (installments is not the right word here, although it is commonly used) are lower than when you buy the car because you are not purchasing a car, only paying for the right to use it plus rent and taxes. Also, your projected monthly usage affects the monthly payment. The more you use the car, the more you will have to pay. At the end of the lease period you are left without a car, unless you decide to buy it.

INITIAL COSTS: Buying a car entails making a down payment, taxes, registration and other fees that the auto finance company may charge. In the case of leasing, what you pay is the first month’s payment in advance, a security deposit which is refundable after adjustment for damages, excess uses etc., a capitalized cost reduction charge to cover the depreciation, and registration and taxes.

There are many other differences in using auto loans in North York to buy or lease a car. The trick is not to let the seemingly lower cost of leasing influence your decision. Remember that when a car is leased you do not own it and have not acquired an asset.

If you are looking for quality used cars in North York, your first stop should be Bell Auto. We have the best team, and very high standards, to ensure that you have a positive car shopping experience

4 Steps to Buying a Used Car

Used Car Dealer North York, Used Cars North York, Used Cars Toronto No Responses »

Nov 022011

If you are just now starting the process of buying a used car in North York, there are some steps that you’ll want to take in order to ensure that you get the right used car and payment situation for your needs. Buying a used car is exciting. However, it does take some time, if you want to do it correctly. Here’s a brief overview of the important steps that you’ll want to take as you begin the process of buying a used car:

Determine Your Needs

First, you’ll want to determine what your needs are for the used car in North York. Some people need to have luxurious used cars with plenty of features and extras. Other people need to have cargo space, extra seating room, and towing capacity. Make a large list of all of your needs so that you can be sure that you find the right used cars for you once you begin your search.

Investigate Options

Once you determine what your needs are, it’s important to find out what’s available. Sometimes, you’ll want to make your decision based on what used cars are available on the lot. Other times, you might decide that a particular used car is right for you and you may ask the dealership to locate that used car for you. However, make sure that you are aware of all of the options available to you before you begin the buying process.

Obtain Financing

Many people obtain financing during the time that they are looking for the right used car in Toronto. When you obtain car financing, you will be able to know for sure how much money you will be able to spend on the used car. Sometimes, the financing decision drives the choice of car that a buyer will make. Therefore, we always recommend that our customers have a good idea of what their financing options are before they go too far into the used car buying process.

Select the Car

Selecting the right car may take a considerable amount of time. You not only want to make sure that the used car meets all of your needs, but that it also is affordable. Plus, you may have to look for awhile until you find the perfect used car for you. Therefore, plan to spend some significant time in this step.

Contact Bell Auto, your used car dealer in North York today to learn more about the used car buying process or to start finding your perfect used car right away!

Easy Car Financing – Something for Everyone

Car Loan Toronto, Car Loans North York, Used Car Dealer North York, Used Cars North York No Responses »

Oct 122011

When it comes time to finance the purchase of your used car in North York, we’re here to tell you that there is a financing option for everyone. Even those customers with bad credit or no credit can get great financing opportunities when they work with our dealership. Plus, when you are able to find the right financing package for your needs, you can be sure to get the best car for your long-term lifestyle and not settle for having to buy a car that you’ll need to replace a few years down the road when you outgrow it.

Buying a car is a serious investment that often requires an orchestration of several factors to come together – including selection and financing. Here are a few ways that we can help you find the right car and easily finance it so that you can own your car today!

Car loans

Many of our customers buy their cars with car loans in North York. There are several ways that customers go about the process of buying a car with a car loan. Some customers come to us knowing that they will need to be able to take out a loan to buy a car and want to be sure that they have the right information about what kind of loan they will be able to take out. Other customers know that they want a car, but are not so set on exactly which type of loan or other financing package they will use to buy the car.

Customers who know they need to get a car loan in Toronto to buy a car often prefer to begin their buying experience in our loan department. By consulting with our loan officers, our customers will have a better idea of what their car-buying budget will be and, therefore, be able to look only at cars they know they can afford to buy. Feel free to get started with your loan application from your home as well by completing the application online through our secure server,

Trade-in

If you have a vehicle that you plan to stop using when you buy your new car, then consider trading that vehicle in for a price reduction on your purchase price. The price reduction will be the value of the car that you are trading in, as determined by our assessment and by the Canadian Black Book.

At Bell Auto, your used car dealer in North York we look forward to working with you for all of your car buying and financing needs. Contact us today to get started!

Online Car Loan Calculator - Your Magic Tool to Select the Best Loan Option

Car Loan Calculator, Car Loans North York No Responses »

Sep 062011

Do figures confuse you? Are you worried about how to calculate your car loan in North York or are unable to understanding what figures are given and what needs to be calculated? Worry no more because here you will find a simplification of the car loans jargon that you’ve always wanted to understand. An online car loan calculator is a miracle tool of sorts for you which will take some figures as input and will give you your desired figures. So if you are confused about auto loan rates or your car loan monthly installment calculation, make use of an online car loan calculator and this Aladdin’s magic lamp will do the trick for you.

Get Your Basics Right

You need to have some basic information in hand before you begin with the calculations on the online car loan calculator. Things like term, purchase price, APR, cash down, trade allowance etc. might have juggled your brain quite a lot, right? Read on to understand what these terms stand for and then be it financing car loans or giving your monthly installment, nothing will seem like a herculean task.

Term- This stands for the amount of time for which the auto loan exists.

Purchase price- The amount that you pay for the purchase of the automobile, minus the tax and fees that are added.

APR- This stands for the Annual Percentage Rate for the auto loan pretty much like your home equity loan.

Fees- This the amount that is charged for the title transfer and can also include other fees that might be due at the time of delivery.

An online car loan calculator isn’t useful only when you’ve already taken the loan but is even more helpful before you go ahead and choose the loan. Comparing rates in your area and then calculating which ones are more economical for you is also possible with the online car loan calculator. The best part about it is that you don’t have to do much more than entering a set of figures that are asked for, the rest you can leave up to this tool.

However, you need to do some homework in this case. You need to first inquire about the various figures (as some mentioned above) from the loan provider and have them in hand before you start calculating. This is a facility that you can make use of by sitting inside the comfort of your home. In fact even checking out the rates of your loan providers can be done on the internet too. So use the online car loan calculator judiciously and simplify your loan hassles.

The Three Ingredients that Make Your Used Car Run

Used Car Dealer North York, Used Cars North York, Used Cars Toronto No Responses »

Aug 022011

Whether you have just bought a used car in North York or are looking for used cars to buy, it’s important to know how cars operate in general. By understanding what components are included in the engine of a used car in Toronto, you can not only feel more educated about your used car investment, but you may also be able to detect signs of wear and tear that could indicate that it’s time for you to get a check-up.

There are three ingredients that make all new and used cars run: fuel, spark, and air. The used car engine is designed to help these components work properly together so that your car will run efficiently and effectively for years to come.

When these three components are working optimally, you’ll experience the best possible power and performance from your used car. Here’s an overview of how the engine works with these three elements to make your car operate:

When you turn on your used car in North York, your engine will engage the induction system, which mixes together air and fuel. The induction system will then send the air and fuel into the cylinders. Some cars have four cylinders. Others may have six or eight. The more cylinders generally equates to better performance at higher speeds.

The ignition system (where you place your car key and turn) sends a spark to the cylinder at exactly the right time. This spark causes a small explosion of air and fuel that gives you the power to move the vehicle. Once moving, these components will continue to work together with air and fuel in order to keep your car in motion. When you run out of fuel, you will run out of power and will need to stop at a gas station.

Also, the battery is an important part of the engine that helps to ensure that your engine runs smoothly and works together with your fuel and air processes. It also helps to deliver power to your fuse box, which gives your car electricity.

If you experience a problem with your car, you may be able to more easily identify its source if you understand how your engine system works, in general. Therefore, take some time to locate the different parts of your engine, such as your battery and your cylinders, so that you are familiar with your car.

Contact Bell Auto, your used car dealer in North York today at www.bellauto.ca for more information about understanding your car engine and the processes that make your car work.

How Auto Loans can Improve Your Credit

Auto Loans North York, Auto Loans Toronto, Uncategorized, Used Car Dealer North York No Responses »

Jul 072011

If you are in the market for an auto loan in North York, but don’t know exactly what to do to get started with your auto loan application or process, we’re here to help! We provide competitive auto loans to any customer that needs one at rates they can afford. Because of the extent of our financing department, we are also able to offer auto loan options that can suit any lifestyle or budget. Plus, getting auto loans can actually go a long way in improving your credit for the long term.

Here are a few things that you need to know about auto loans and about how they can improve your credit:

An overview of auto loans in Toronto

An auto loan is a loan arrangement with a lender in which you will borrow an amount of money in order to pay for the purchase of your new or used car. The money that you take from a lender for an auto loan needs to be spent on the auto – not on any other purchases. This is because the lender will have a stake in the auto loan by owning part of the car that you purchase with the loan until the loan is repaid.

Anyone can get an auto loan

Anyone can qualify for an auto loan in Etobicoke through our loan department. We are proud of the extensiveness of our financing programs, which allow each of our customers to get the best financial arrangements for their needs and lifestyles and help to make buying a car easier and more affordable than ever. For that reason, we offer excellent auto loans to all of our customers – including those customers with bad credit.

Auto loans have interest rates

Each auto loan has an interest rate. The interest rate is based on the total amount of the loan and on a specific loan package. Interest rates vary based on a wide variety of factors, including an individual’s credit, economic conditions, special programs, and more.

Good credit helps

It helps to have good credit when applying for an auto loan. Good credit is an indication to a lender that you have a history of being financially responsible and are, therefore, more likely to be responsible with the auto loan that you take out. However, even customers with bad credit can get auto loans through us.

Contact Bell Auto, your used car dealer in North York today for more information about auto loans or to apply for one online or in person!

Yes – You Can Qualify for a Car Loan Even with Bad Credit!

Car Loan Toronto, Car Loans Etobicoke, Used Car Dealer North York No Responses »

Jun 022011

At Bell Auto, we are dedicated to providing services and solutions that are suitable for all of our customers. This means that we even have special services uniquely designed for those customers who have to take out a car loan in North York to finance their car purchase, but who may have bad credit or no credit.

When customers come to us with bad credit or no credit, they are often concerned about being able to qualify for a car loan in Etobicoke. In some cases, they have been denied a car loan by other dealerships or lenders and believe that they will not be able to get a safe and reliable car that will meet their needs because of this denial. However, we are delighted to have the opportunity to reassure them that they can not only get a car that is going to be safe and reliable, but that they will be able to actually easily afford their monthly loan repayments when they work with our lenders.

Through our lending department, we work with each unique customer on a case-by-case basis to develop the perfect loan packages for their needs. Every customer, of course, has different needs, so it is important to us that we are able to provide loan options that are suitable for everyone – even those customers with no credit or bad credit.

When a customer begins the process of applying for a loan of any sort, the customer will be able to provide us with a broad range of information about their financial situations. Based on this information, we develop several different loan options for the customer to choose from. Each of these loan options is designed to be affordable and easily manageable for our customers – no matter what their financial situations are.

We then sit down with our customers to discuss their loan options. When customers meet with us, they can refine those options even more based on their comfort levels. In the end, we hope to ensure that each customer is extremely comfortable with the options they have when buying a car.

Based on the loan options and total loan amounts that our customers agree to, they will then know what their budgets are for their car purchases. Working from the budget first is a great way to ensure that customers with bad credit or no credit are still able to get the best cars for their needs and overall lifestyles. Contact Bell Auto today to get started with your own car loan in Toronto!

How You Can Afford to Buy a Used Truck

Used Car Dealer North York, Used Trucks North York, Used Trucks Toronto 1 Response »

May 022011

Every day, thousands of people are faced with the need to buy a new or used truck in North York, but they are uncertain of how they can afford such a large purchase. Buying a truck not only requires you to commit a substantial amount of resources towards the down payment of a truck, but it also requires you to be able to continue to make payments on the used truck loan, if you received truck financing.

If you are like many people, chances are good that you’re looking for as much advice as possible about how to afford to buy a used truck in North York. Here are some tips that may help you:

Trade in an older vehicle. If you are in a position in which you are looking for a used truck in order to replace a vehicle that you currently own, then contact your dealer about trading in or selling your current vehicle. Even if you think that your current vehicle has no value, chances are good that your dealer will still be able to offer you some money off of the purchase of your truck in exchange for your current vehicle. Depending on your vehicle, the trade-in value could be anywhere from several hundred to several thousand dollars.

Obtain financing. In many cases, financing the purchase of a truck means taking out a loan for the truck. Taking out a truck loan is common for many individuals and dealers. We recommend speaking with a dealer first in order to determine exactly which used trucks or categories of trucks you may be able to afford through financing. Most used truck dealers, such as ours, also offer used truck loans – even to buyers with no credit or bad credit.

Consider leasing. Many folks are able to afford to engage in a leasing agreement, even if they are not prepared to take on a long-term loan contract. If you are confident that you will be able to afford monthly lease payments for a period of a few months to a few years, then consider leasing a new or used truck. When you lease, your dealer will take care of the maintenance and service to the truck – saving you even more money each year!

Modify your truck requirements. Often, buyers have a specific truck in mind when they come to our dealership. After analyzing their budget together, we discover that they cannot practically or comfortably afford their idealized truck. In such a case, we will make suggestions for comparable vehicles that will be more manageable to afford – now and down the road.

Contact Bell Auto, your used car dealer in North York for more information about how you can afford to buy a used truck in Toronto today. We’re always happy to discuss your financial capabilities or to show you our inventory of trucks that suit your budget!

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